Best Health Sharing Plan 2025

After extensive research, member interviews, and hands-on testing, we've ranked the best health sharing ministries for 2025.

Why Presidio is Our Top Pick

• Best pre-existing coverage: 6-month Fresh Start program
• Full mental health: Only ministry with unlimited mental health
• No religious requirements: Open to everyone
• DPC included: Direct Primary Care at no extra cost
• Modern experience: Easy app, great support

Best for Specific Needs

🏆 Best Overall: Presidio Healthcare

Most well-rounded option with excellent coverage and no religious requirements.

💰 Best Budget: CHM

Starting at just $90/month with Gold program for pre-existing conditions.

🙏 Best for Devout Christians: Samaritan Ministries

Direct member-to-member sharing with $300 annual unshareable amount.

📱 Best Tech: Zion Health

Modern app, transparent tools, DPC integration.

How We Ranked

1. Coverage Quality (25%)
2. Cost Value (25%)
3. Pre-Existing Handling (20%)
4. Member Experience (20%)
5. Flexibility (10%)

See our full comparison of all 16 ministries →