$90+
Starting monthly
0 mo
Pre-existing wait
$125,000
Max per incident
Yes
Faith required
Our Take
The oldest health sharing ministry with the lowest costs. Best for budget-conscious Christians.
Christian Healthcare Ministries is the oldest health sharing organization founded in 1981 with the most affordable monthly shares.
What's Covered
- Most affordable option
- Pre-existing program (Gold)
- No church attendance required
- Brother's Keeper catastrophic
What's Not Covered
- Preventive care (basic plans)
- Mental health (limited)
- Routine prescriptions
Pricing
Individual
$90 - $219
per month
Couple
$180 - $438
per month
Family
$180 - $529
per month
Who It's Best For
✓ Best For
- • Budget-conscious
- • Pre-existing conditions
- • Simple coverage needs
✗ Not Ideal For
- • Need comprehensive coverage
- • Need mental health coverage
Faith & Lifestyle Requirements
- Statement of faith: Required
- Church attendance: Not required
- Tobacco-free: Required
The Bottom Line
CHM is a solid choice for budget-conscious and pre-existing conditions. With monthly costs starting at $90 and a 4.3-star rating, it offers excellent value.
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