Compare Health Sharing Plans

Health sharing, crowdfunding, and insurance compared side-by-side. All pricing verified February 2026.

6 plans reviewed
Pricing verified Feb 2026
Rankings not influenced by commissions
Independent editorial

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Zion HealthShare

Health Sharing

Individual

$185–$268/mo

Family

$555–$804/mo

FaithNone
PregnancyYes
Pre-ExistingPhase-in period applies
CapUnlimited

Anyone without faith requirements, best overall value

Presidio Healthcare

Insurance

Individual

$300–$600/mo

Family

$900–$1800/mo

FaithChristian
PregnancyYes
Pre-ExistingNone
CapUnlimited

Anyone needing guaranteed coverage, pre-existing conditions, regulatory protection

CrowdHealth

Crowdfunding

Individual

$60–$200/mo

Family

$180–$480/mo

FaithNone
PregnancyYes
Pre-Existing2 years ineligible
CapNone — no maximum per event

Young families; healthy individuals; self-employed; anyone wanting low costs with no coverage caps

Health Sharing

Individual

$115–$299/mo

Family

$345–$792/mo

FaithChristian
PregnancyYes
Pre-Existing6 months
CapUnlimited

Strict Christians seeking lowest cost option, most affordable ministry

Medi-Share

Health Sharing

Individual

$227–$405/mo

Family

$681–$1215/mo

FaithChristian
PregnancyYes
Pre-Existing12 months
Cap$250,000

Christian families, established community with 30+ years history

Samaritan Ministries

Health Sharing

Individual

$220–$495/mo

Family

$660–$1485/mo

FaithChristian
PregnancyYes
Pre-Existing12 months
CapUnlimited

Committed Christian members seeking traditional health sharing

Sedera

Health Sharing

Individual

$199–$379/mo

Family

$597–$1137/mo

FaithNone
PregnancyYes
Pre-Existing6 months
CapUnlimited

Secular users seeking alternative to faith-based ministries

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