Compare Health Sharing Plans
Health sharing, crowdfunding, and insurance compared side-by-side. All pricing verified June 2026.
Starting monthly cost — varies by age, household, and IUA. Medi-Share and Sedera are quote-only. See the underlying data in our 2026 Health Sharing Cost Index.
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Get a personal match in about 2 minutes — our free advisor narrows the table down to the right plan for your state, household, budget, and health.
Health Sharing Plans
Individual
from $114/mo
Family
from $334/mo
Faith
None
Pregnancy
Yes
Pre-Existing
Phase-in period applies
Cap
Unlimited per need; no annual or lifetime cap
Anyone without faith requirements, best overall value
Run the numbers for Zion HealthShare →Medi-Share
Individual
$115–470/mo
Family
Quote
Faith
Christian
Pregnancy
Yes
Pre-Existing
36 months
Cap
None — no annual or lifetime sharing cap
Christian families, established community with 30+ years history
Run the numbers for Medi-Share →Sedera
Individual
$153–742/mo
Family
Quote
Faith
None
Pregnancy
Yes
Pre-Existing
12-36 month phase-in
Cap
Unlimited
Secular users seeking alternative to faith-based ministries
Run the numbers for Sedera →Individual
from $115/mo
Family
from $345/mo
Faith
Christian
Pregnancy
Yes
Pre-Existing
12 months
Cap
$125,000 per illness base; CHM Plus add-on ($42/unit/mo) extends to $1M per illness (Silver/Bronze) or unlimited (Gold).
Strict Christians seeking lowest cost option, most affordable ministry
Run the numbers for CHM (Christian Healthcare Ministries) →Individual
from $199/mo
Family
from $699/mo
Faith
Christian
Pregnancy
Yes
Pre-Existing
12 months
Cap
$250K/need (Classic; Save to Share above)
Committed Christian members seeking traditional health sharing
Run the numbers for Samaritan Ministries →Knew Health
Individual
from $142/mo
Family
from $400/mo
Faith
None
Pregnancy
Yes
Pre-Existing
Phase-in
Cap
Unlimited
Wellness-focused, non-religious individuals, families, and self-employed people seeking an affordable secular cost-sharing community
Run the numbers for Knew Health →HSA Secure
Individual
from $114/mo
Family
from $334/mo
Faith
None
Pregnancy
Yes
Pre-Existing
12 months
Cap
Unlimited
Self-employed individuals and small business owners who want HSA tax advantages paired with affordable health sharing
Run the numbers for HSA Secure →Crowdfunding & Alternative Options
CrowdHealth
Individual
from $60/mo
Family
from $240/mo
Faith
None
Pregnancy
Yes
Pre-Existing
2 years ineligible
Cap
None — no maximum per event
Young families; healthy individuals; self-employed; anyone wanting low costs with no coverage caps
Run the numbers for CrowdHealth →| Plan | Type | Individual | Family | Faith | Pre-Existing | Pregnancy | Rating | Action |
|---|---|---|---|---|---|---|---|---|
| Zion HealthShareRun the numbers → | Health Sharing | from $114 | from $334 | None | Phase-in period applies | Yes | 4.8 | Get started → |
| Medi-ShareRun the numbers → | Health Sharing | $115–470 | $390–850 | Christian | 36 months | Yes | 4.5 | Get started → |
| SederaRun the numbers → | Health Sharing | $153–742 | $378–2088 | None | 12-36 month phase-in | Yes | 4.5 | Get started → |
| CHM (Christian Healthcare Ministries)Run the numbers → | Health Sharing | from $115 | from $345 | Christian | 12 months | Yes | 4.4 | Get started → |
| Samaritan MinistriesRun the numbers → | Health Sharing | from $199 | from $699 | Christian | 12 months | Yes | 4.4 | Get started → |
| Knew HealthRun the numbers → | Health Sharing | from $142 | from $400 | None | Phase-in | Yes | 4.2 | Get started → |
| HSA SecureRun the numbers → | Health Sharing | from $114 | from $334 | None | 12 months | Yes | 4.0 | Get started → |
| Crowdfunding & Alternative Options | ||||||||
| CrowdHealthRun the numbers → | Crowdfunding | from $60 | from $240 | None | 2 years ineligible | Yes | 4.6 | Get started → |
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