Medi-Share Review 2026
By The WhichHealthShare EditorsReviewed June 2026
Medi-Share is best for christian families, established community with 30+ years history. The catch: christian faith requirement (Trinitarian statement of faith + active church involvement).
When you enroll through one of our links, the plan pays us a commission — at no extra cost to you. Commissions never affect rankings.
What it does well
- ✓Largest health sharing ministry with 400,000+ members
- ✓Established since 1993 — stable and proven
- ✓No annual or lifetime sharing cap
- ✓Maternity coverage included
Watch out for
- !Christian faith requirement (Trinitarian statement of faith + active church involvement)
- !36-month waiting period for pre-existing conditions
- !Ongoing maintenance prescriptions not shared
- !In-person mental health outpatient not covered
What would Medi-Share actually cost you?
Published pricing, as of 2026-06-29.
Household
Initial unshareable amount (IUA)
Monthly share
$115
Worst realistic year — a bad year, two events at the IUA
$7,380
12 months of shares plus two unshareable-amount events. Doesn't include any enrollment or annual fee that may apply — Medi-Share doesn't publish one broken out by IUA tier, so we're not guessing at it.
How Medi-Share compares
| Plan | From / mo | Faith requirement | Pre-existing wait | Review |
|---|---|---|---|---|
| Medi-Share | $115–$470/mo | Christian | 36 months | Read → |
| CHM (Christian Healthcare Ministries) | from $115/mo | Strict Christian | 12 months | Read → |
| Zion HealthShare | from $114/mo | No requirement | 12 months (then phased in over 4 years) | Read → |
CHM (Christian Healthcare Ministries)from $115/mo
Strict Christian · Pre-existing wait: 12 months
Read review →Zion HealthSharefrom $114/mo
No requirement · Pre-existing wait: 12 months (then phased in over 4 years)
Read review →Frequently asked questions
Medi-Share individual plans start at $115/month and go up to $470/month depending on your IUA selection. Family plans start at $390/month. These are 2026 verified rates.
Our verdict
4.5/5$115–$470/mo · Christian families, established community with 30+ years history
M
4.5
out of 5
Medi-Share
Individual
$115–$470/mo
Family
$390–$850/mo
When you enroll through one of our links, the plan pays us a commission — at no extra cost to you. Commissions never affect rankings.
Verified 2026-06-29
Who should skip Medi-Share
- ·You'd rather not sign a statement of faith to join.
- ·You're managing a pre-existing condition and need it covered sooner than 36 months.
- ·Christian faith requirement (Trinitarian statement of faith + active church involvement)
Want a saved spot you can come back to? Start guided enrollment →
How Medi-Share compares head-to-head
Medi-Share · 4.5/5 · $115–$470/moEnroll with Medi-Share