Zion HealthShare Review 2026
In-depth review with verified pricing, coverage details, and honest pros and cons.
Zion HealthShare
50,000+
Best for: Anyone without faith requirements, best overall value
Monthly Cost
$185-$268
Coverage Cap
Unlimited
Pre-Existing Wait
None
Faith Requirement
any-faith
Overview
Zion HealthShare is a modern health sharing ministry founded in 2017, based in Denver, CO, with 50,000+ members. Monthly contributions start at $185 for individuals and $555 for families, with unlimited sharing cap and no faith requirement. Includes telehealth, prescriptions, maternity, mental health, preventive care, emergency, and surgery with a PPO network of 950,000+ providers.
Key Facts
- ✓Monthly cost: $185-$268 (individual), $555-$804 (family)
- ✓Unlimited sharing cap
- ✓No faith requirement
- ✓No pre-existing waiting period
- ✓HSA compatible
- ✓PPO network (950,000+ providers)
- ✓Covers: telehealth, prescriptions, maternity, mental health, preventive, emergency, surgery
Pros and Cons
What we like
- ✓No faith requirement — open to all
- ✓Unlimited sharing cap
- ✓Accepts pre-existing conditions with no waiting period
- ✓PPO network with 950,000+ providers
- ✓Competitive pricing starting at $185/month
Watch out for
- ✕Telehealth not fully covered
- ✕No dental or vision coverage
- ✕Relatively new compared to older ministries
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What's Covered
✓
telehealth
✓
prescriptions
✓
maternity
✓
mental Health
✗
dental
✗
vision
✓
preventive
✓
emergency
✓
surgery
What would Zion HealthShare cost for a real medical event?
Model an ER visit, surgery, or pregnancy and see what you'd actually pay out of pocket.
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