Knew Health Review 2026
Knew Health fits wellness-focused, secular households who want any-doctor sharing with a direct-primary-care emphasis. Individual membership starts at $142/month. There is no faith requirement. The catch: pricing is quote-based, pre-existing conditions stay permanently capped at $125,000 per year from year 4, and membership is not available in CA, IL, MD, NY, OR, PA, VT, or WA.
- Cost floor: From $142/mo individual
- Faith: None
- Pre-existing: Phase-in
- Network: No network restriction
- States: Not available in CA, IL, MD, NY, OR, PA, VT, WA
- Sharing cap: Unlimited
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- ✓Fully secular — no faith requirement
- ✓No annual or lifetime sharing cap (for new eligible needs)
- ✓Members never responsible for more than 3 IUAs per membership year
- ✓24/7 telehealth and mental-health support included
- !Pricing is quote-based (varies by age, household size, and chosen IUA) — no public rate card
- !Pre-existing conditions permanently capped at $125,000 per 12-month rolling period from year 4+
- !Prescription sharing limited to the first 120 days of a new eligible need
- !No dental or vision
Published pricing, as of 2026-08-19.
How Knew Health compares
| Plan | From / mo | Faith requirement | Pre-existing wait | Review |
|---|---|---|---|---|
| Knew Health | from $142/mo | Secular | Phase-in | Read → |
| Medi-Share | $115–$470/mo | Christian | 36 months | Read → |
| CHM (Christian Healthcare Ministries) | from $115/mo | Strict Christian | 12 months | Read → |
Ready to enroll?
If Knew Health looks like the fit, you can join through our link — same plan, and it helps keep this site free.
Frequently asked questions
- ·You're managing a pre-existing condition and need it covered sooner than phase-in.
- ·Pricing is quote-based (varies by age, household size, and chosen IUA) — no public rate card
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