Health Sharing Plan Reviews
We track 16 health sharing plans and review every one of them in full. The 8 below meet our bar for a featured pick — real pricing, real pros and cons.
Featured means a 4.0+ editorial rating, nothing else. The other 8 are further down this page, reviewed just as honestly.
Want the short version? See our picks for the best health sharing plans of 2026 or, for Christian families specifically, the best Christian health sharing plans.
Not sure which plan fits you? Our advisor matches you in about 2 minutes — free, no forms.
Find My Plan (2 min) →Zion HealthShare
75,000+
$114–320/mo
Anyone without faith requirements, best overall value
CrowdHealth
37,649
~$140/mo
Young families; healthy individuals; self-employed; anyone wanting low costs with no coverage caps
Medi-Share
nearly 350,000
Christian families, established community with 30+ years history
Sedera
50,000+
$88–413/mo
Members comfortable with the published Member Principles and voluntary medical cost sharing
CHM (Christian Healthcare Ministries)
300,000+
$115–299/mo
Strict Christians seeking lowest cost option, most affordable ministry
Samaritan Ministries
250,000+
$210–400/mo
Committed Christian members seeking traditional health sharing
Knew Health
30,000+
$178–379/mo
Wellness-focused, non-religious individuals, families, and self-employed people seeking an affordable secular cost-sharing community
HSA Secure
75,000+
$114–320/mo
Self-employed individuals and small business owners who want HSA tax advantages paired with affordable health sharing
Also reviewed
These 8 didn't clear our 4.0+ bar for a featured pick, but people search for them and deserve an honest answer — full review, real pros and cons, no hiding.
Impact Health Sharing
Health-conscious individuals seeking affordable, digitally-driven sharing with wellness incentives and no provider network restrictions
Read full review →United Refuah HealthShare
Jewish families seeking faith-aligned health sharing with simple flat-rate pricing, low deductibles, and included dental/vision
Read full review →JHS Community (Jericho Health Share)
Healthy individuals seeking the lowest possible monthly cost with catastrophic-level protection and high deductible tolerance
Read full review →OneShare Health
Budget-conscious Christians seeking flexible plan options with low monthly costs
Read full review →Liberty HealthShare
Established ministry with many plan options, but research legal history before joining
Read full review →Altrua HealthShare
Budget-conscious Christians wanting flexible plan tiers with pooled office visits and a 30-year track record
Read full review →Solidarity HealthShare
Catholic families seeking values-aligned ministry with strong mental health and maternity coverage
Read full review →netWell HealthShare
Budget-conscious individuals seeking affordable health sharing without strict religious requirements
Read full review →One more we cover: Presidio Healthcare — the Christian, pro-life health insurer (not health sharing; Texas-only for now).
Before you join anything, read Is Health Sharing a Scam? The Honest Answer and What If a Bill Isn't Shared? Your Recourse, Plan by Plan. Need a plan that works with an HSA specifically? See which plans are actually HSA-compatible — most aren't.
Not sure which plan is right?
Take our 2-minute advisor and get a personalized recommendation.
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