$199+
Starting monthly
24 mo
Pre-existing wait
$1,000,000
Max per incident
Yes
Faith required
Our Take
More flexible faith requirements but has faced regulatory challenges in some states.
Liberty HealthShare offers a more flexible approach but has faced regulatory challenges in several states.
What's Covered
- No church attendance required
- Accepts some tobacco users
- Wide provider network
What's Not Covered
- Pre-existing (24 months)
- Mental health (limited)
- Substance abuse
Pricing
Individual
$199 - $449
per month
Couple
$399 - $799
per month
Family
$449 - $899
per month
Who It's Best For
✓ Best For
- • Less strict faith requirements
- • Flexible lifestyle
✗ Not Ideal For
- • Pre-existing conditions
- • Want best member service
Faith & Lifestyle Requirements
- Statement of faith: Required
- Church attendance: Not required
- Tobacco-free: Tobacco users accepted
⚠️ Note
Has faced regulatory scrutiny in several states. Research current status before joining.
The Bottom Line
Liberty is a solid choice for less strict faith requirements and flexible lifestyle. With monthly costs starting at $199 and a 3.2-star rating, it offers competitive pricing.
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