Presidio Healthcare Review 2026
In-depth review with verified pricing, coverage details, and honest pros and cons.
Presidio Healthcare
Growing (launched 2025)
Best for: Anyone needing guaranteed coverage, pre-existing conditions, regulatory protection
Monthly Cost
$300-$600
Coverage Cap
Unlimited
Pre-Existing Wait
None
Faith Requirement
Christian
Overview
Presidio Healthcare is actual regulated health insurance (NOT health sharing), founded in 2022 and headquartered in Dallas, TX. Launched the FortressPlan in late 2025, currently available in Texas. Monthly costs $300-$600 for individuals and up to $1,800 for families. Provides guaranteed coverage for pre-existing conditions from day one, unlimited cap, and comprehensive benefits including dental and vision through Cigna PPO network.
Key Facts
- ✓Type: REGULATED HEALTH INSURANCE (not health sharing)
- ✓Product: FortressPlan (launched late 2025)
- ✓Monthly cost: $300-$600 (individual), $900-$1,800 (family)
- ✓Unlimited coverage with guaranteed protections
- ✓Pre-existing conditions: Covered from day one (NO waiting period)
- ✓Network: Cigna PPO (950,000+ providers)
- ✓HSA compatible
- ✓Covers: all services including dental, vision, mental health
- ✓Currently available in Texas
- ✓Christian-oriented brand with full state regulatory compliance
Pros and Cons
What we like
- ✓ACTUAL REGULATED HEALTH INSURANCE — guaranteed coverage, not voluntary sharing
- ✓Pre-existing conditions covered from day one with no waiting period
- ✓Unlimited coverage with regulated protections
- ✓Comprehensive coverage including dental and vision
- ✓Backed by New Founding venture capital with strong growth trajectory
- ✓HSA compatible
- ✓Christian-oriented positioning aligns with faith-based community values
- ✓No exclusions for pre-existing conditions
Watch out for
- ✕Higher monthly cost ($300-$600 individual) vs health sharing
- ✕Premium for guaranteed coverage and regulatory protections
- ✕Christian-oriented branding may not appeal to secular users
- ✕Deductible structure with 10-20% coinsurance
- ✕Currently only available in Texas (expanding to other states)
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What's Covered
✓
telehealth
✓
prescriptions
✓
maternity
✓
mental Health
✓
dental
✓
vision
✓
preventive
✓
emergency
✓
surgery
What would Presidio Healthcare cost for a real medical event?
Model an ER visit, surgery, or pregnancy and see what you'd actually pay out of pocket.
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Frequently Asked Questions
How much does Presidio Healthcare cost per month?
Presidio Healthcare individual plans start at $300/month and go up to $600/month depending on your IUA selection. Family plans start at $900/month. These are 2026 verified rates.
Does Presidio Healthcare cover pre-existing conditions?
Presidio Healthcare does accept members with pre-existing conditions. Pre-existing conditions are covered from enrollment with no waiting period. Covered from day one (guaranteed).
Does Presidio Healthcare have a faith requirement?
Presidio Healthcare faith requirement: Christian statement of faith required. You must meet the faith criteria to become a member.
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