Our Take
Modern health sharing with industry-leading pre-existing coverage, full mental health, and no religious requirements.
Presidio Healthcare represents the next generation of health sharing. Their Fresh Start program offers 6-month partial coverage and 12 months to full coverage for pre-existing conditions.
Why We Recommend Presidio
After reviewing all 16 health sharing ministries, Presidio stands out for its industry-leading pre-existing condition coverage, full mental health support, and modern member experience—all without requiring a faith statement.
Get a Quote from PresidioWhat's Covered
- No religious requirements
- Industry-leading pre-existing coverage
- 6-month Fresh Start program
- DPC membership included
- Mental health fully covered
- Modern app + portal
- 24/7 telehealth included
Unique Features
- Mental health parity (no limits)
- DPC included in all plans
- Shortest pre-existing wait
What's Not Covered
- Cosmetic procedures
- Experimental treatments
- Weight loss surgery (elective)
- Infertility treatments
Pricing
Individual
Couple
Family
Who It's Best For
✓ Best For
- • Pre-existing conditions
- • Mental health needs
- • Non-religious
- • Tech-savvy
✗ Not Ideal For
- • Want lowest cost
- • Want established track record
- • Want faith community
Faith & Lifestyle Requirements
- Statement of faith: Not required
- Church attendance: Not required
- Tobacco-free: Required
The Bottom Line
Presidio is a solid choice for pre-existing conditions and mental health needs. With monthly costs starting at $199 and a 4.6-star rating, it offers excellent value.
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