Samaritan Ministries Review 2026
By The WhichHealthShare EditorsReviewed June 2026
Samaritan Ministries is best for committed Christian members seeking traditional health sharing. The catch: strict faith requirements.
What it does well
- ✓Established since 1994
- ✓250,000+ members
- ✓$250,000 per-need cap (Classic); Save to Share for amounts above
- ✓Any doctor
Watch out for
- !Strict faith requirements
- !No telehealth
- !12-month waiting period for pre-existing
- !5-year wait for cancer/heart/hereditary; type-1 diabetes permanently excluded
What would Samaritan Ministries actually cost you?
Published pricing, as of 2026-06-12.
Household
Initial unshareable amount (IUA)
Monthly share
$199
Worst realistic year — a bad year, two events at the IUA
$2,988
12 months of shares plus two unshareable-amount events. Doesn't include any enrollment or annual fee that may apply — Samaritan Ministries doesn't publish one broken out by IUA tier, so we're not guessing at it.
Frequently asked questions
Samaritan Ministries individual plans start at $199/month and go up to $365/month depending on your IUA selection. Family plans start at $699/month. These are 2026 verified rates.
Our verdict
4.4/5from $199/mo · Committed Christian members seeking traditional health sharing
S
4.4
out of 5
Samaritan Ministries
Individual
from $199/mo
Family
from $699/mo
Verified 2026-06-12
Who should skip Samaritan Ministries
- ·You don't practice the required faith — membership isn't open to you here.
- ·You're managing a pre-existing condition and need it covered sooner than 12 months.
- ·Strict faith requirements
How Samaritan Ministries compares head-to-head
Samaritan Ministries · 4.4/5 · from $199/moCompare alternatives