Samaritan Ministries Review 2026
In-depth review with verified pricing, coverage details, and honest pros and cons.
Samaritan Ministries
230,000+
Best for: Committed Christian members seeking traditional health sharing
Monthly Cost
$220-$495
Coverage Cap
Unlimited
Pre-Existing Wait
12 months
Faith Requirement
Christian (Strict)
Overview
Samaritan Ministries is an established health sharing ministry founded in 1994, based in Lancaster, PA, with 230,000+ members. Monthly costs range from $220-$495 for individuals with unlimited sharing cap. Requires strict Christian faith and church attendance.
Key Facts
- ✓Monthly: $220-$495 individual
- ✓Unlimited cap
- ✓Strict Christian faith requirement
- ✓12-month pre-existing wait
- ✓230,000+ members
Pros and Cons
What we like
- ✓Established since 1994
- ✓230,000+ members
- ✓Unlimited cap
- ✓Any doctor
- ✓Maternity covered
Watch out for
- ✕Strict faith requirements
- ✕No telehealth
- ✕12-month waiting period for pre-existing
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What's Covered
✗
telehealth
✗
prescriptions
✓
maternity
✗
mental Health
✗
dental
✗
vision
✓
preventive
✓
emergency
✓
surgery
What would Samaritan Ministries cost for a real medical event?
Model an ER visit, surgery, or pregnancy and see what you'd actually pay out of pocket.
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Frequently Asked Questions
How much does Samaritan Ministries cost per month?
Samaritan Ministries individual plans start at $220/month and go up to $495/month depending on your IUA selection. Family plans start at $660/month. These are 2026 verified rates.
Does Samaritan Ministries cover pre-existing conditions?
Samaritan Ministries does accept members with pre-existing conditions. There is a 12 months waiting period before pre-existing conditions become eligible for sharing. 50% first year.
Does Samaritan Ministries have a faith requirement?
Samaritan Ministries faith requirement: Strict Christian faith and church attendance required. You must meet the faith criteria to become a member.
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