$165+
Starting monthly
12 mo
Pre-existing wait
$500,000
Max per incident
Yes
Faith required
Our Take
Newer, budget-friendly health sharing option with simple plans.
Medical Cost Share is a newer entrant launched in 2020 focusing on competitive pricing.
What's Covered
- Competitive pricing
- Simple application
- Mobile app
What's Not Covered
- Pre-existing (12 months)
- Mental health
- Dental/vision
Pricing
Individual
$165 - $395
per month
Couple
$330 - $690
per month
Family
$395 - $795
per month
Who It's Best For
✓ Best For
- • Budget-conscious
- • Simple needs
✗ Not Ideal For
- • Need high max share
- • Pre-existing conditions
Faith & Lifestyle Requirements
- Statement of faith: Required
- Church attendance: Not required
- Tobacco-free: Required
The Bottom Line
MCS is a solid choice for budget-conscious and simple needs. With monthly costs starting at $165 and a 3.9-star rating, it offers excellent value.
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