Does Medi-Share Have a Waiting Period?

By The WhichHealthShare EditorsUpdated August 2026
Short answer

Medi-Share publishes a thirty-six-month wait before pre-existing conditions can be shared. After thirty-six consecutive months, sharing is up to $100,000 per member per year, and after sixty months up to $500,000 per member per year. Membership processing is listed at forty-five to sixty days. You can enroll with Medi-Share from this page.

Shoppers asking the category wait question already have health sharing waiting period. Our other guide covers that question. For household-portion language, read what is an IUA Official Medi-Share data lists AHP options of $3,000, $6,000, $9,000, and $12,000 and a thirty-six-month pre-existing wait. Read the Medi-Share review for the model and catches. The enroll link is Medi-Share.

Does Medi-Share have a waiting period?

Medi-Share publishes a thirty-six-month wait before pre-existing conditions can be shared. After thirty-six consecutive months, sharing is up to $100,000 per member per year, and after sixty months up to $500,000 per member per year. Membership processing is listed at forty-five to sixty days. You can enroll with Medi-Share from this page.

How is this different from the health sharing waiting period guide?

Our health sharing waiting period guide covers that category. Our does crowdhealth have a waiting period guide covers the CrowdHealth. Our what is iua guide covers the IUA explainer. This page asks whether Medi-Share itself has a wait. This page links to Medi-Share.

Is Medi-Share’s wait the same as an IUA?

No. The thirty-six-month pre-existing wait is not the Annual Household Portion. Medi-Share publishes AHP options of $3,000, $6,000, $9,000, and $12,000, which is the household amount before sharing, not a Zion twelve-month wait. Read our what is iua guide. You can enroll with Medi-Share from this page.

When can a new surgery or ER need be shared?

Medi-Share lists surgery and emergency as included after the Annual Household Portion. Pre-existing needs still wait thirty-six months. Confirm current Medi-Share guidelines. You can enroll with Medi-Share from this page.

Should I pick another ministry if I need a shorter wait?

Compare what-is-iua and health sharing waiting period with current Medi-Share guidelines. This page still links to Medi-Share because the query names Medi-Share. Christian Healthcare Ministries, Samaritan Ministries, and Presidio Healthcare are never the winner.

Need Medi-Share’s published wait, not a guessed Zion number? Our plan advisor will not invent sharing.

Find My Plan (2 min) →

Find your plan in 2 minutes — based on your state, household, budget & health

Our advisor reads your answers and matches you to the plan that actually fits — and tells you the catch each one buries. Free, no forms, no sales calls.

Find My Plan (2 min) →

Matched on your answers. Same price whether you enroll through us or direct. Or compare all plans

Christian sharing community

Medi-Share

Monthly share varies · ★ 4.5

A Christian bill-sharing ministry established in 1993. Get a personalized monthly share quote and review first-month and condition-specific eligibility limits before joining.

Not sure which plan fits you?

Chat with our advisor for 2 minutes — it'll match you to the right vetted plan for your budget, health needs, and faith preference.