Family Health Sharing Plans: Which Works Best for 4+ Member Households?

For families of 4-6+, health sharing costs $500-$900/month vs. ACA insurance at $1,200-$2,000/month. But which is actually right for your family?

See real family scenarios with 4, 5, and 6 members—including waiting period impacts, age-based pricing, and when ACA subsidies actually win.