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Solidarity HealthShare vs Medi-Share: 2026 Comparison
Solidarity HealthShare is a Catholic ministry, while Medi-Share is the largest Christian (evangelical) health sharing ministry. Beyond the faith distinction, the real gap is reliability: Solidarity (2.5/5) members report claim delays of 6–24 months and very low satisfaction, while Medi-Share (4.5/5) has 400,000+ members, a 30+ year track record, no cap, and a 900,000+ provider PPO network. For most Christian families, Medi-Share is the more dependable choice.
| Factor | Solidarity HealthShare | Medi-Share |
|---|---|---|
| Monthly Cost (Individual) | $67-$399 | $115-$470 |
| Initial Unshareable Amount (IUA) | $3,000 / $6,000 / $9,000 / $12,000 | $3,000 / $6,000 / $9,000 / $12,000 |
| Coverage Cap | $1,000,000 per incident per year | None — no annual or lifetime sharing cap |
| Faith Requirement | Catholic | Christian (light) |
| Pre-Existing Wait | 12 months | 36 months |
| Network | Any doctor | PHCS + First Health (MultiPlan) |
| Prescriptions | Included | Included |
| Mental Health | Included | Included |
| Maternity | Included | Included |
| Processing Time | 90-120 days (members report 6-24 months) | 45-60 days |
Verified July 2026 from official plan materials and each plan's official website.
Medi-Share offers the track record and reliability Solidarity has struggled with — though devout Catholics may still weigh the Solidarity values alignment.
Choose Medi-Share
A large, established, dependable Christian community with no cap, a PPO network, and faster, more consistent sharing. $115–470/month.
Consider Solidarity only if
You specifically want a Catholic-values ministry and are willing to accept documented claim-processing delays for that alignment.
Frequently Asked Questions
Is Solidarity HealthShare reliable?
Members report claim delays of 6–24 months and satisfaction scores of 1.4–1.6/5. Medi-Share, by contrast, has a long track record of consistent sharing.
Is Medi-Share Catholic?
No. Medi-Share is an evangelical Christian ministry; Solidarity is specifically Catholic. If Catholic values alignment is essential, that is the main draw of Solidarity — but weigh it against the reliability concerns.
Which is larger?
Medi-Share has 400,000+ members; Solidarity is much smaller (~50,000), which means less risk distribution across claim years.
Largest community
Medi-Share
$115–$470/mo · ★ 4.5
The biggest health sharing ministry — 400,000+ members, Cigna PPO network access, and no per-illness sharing cap.
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