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How Much Does Knew Health Cost?
Knew Health runs about $178–$379/month for an individual (from ~$178), $280–$700 for a couple, and $400–$950 for a family — quote-based by age, household size, and IUA ($1,000, $2,500, $5,000, max three per year). No annual or lifetime sharing cap on new eligible needs. Not insurance — sharing is voluntary.
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Knew Health
from $178/mo · ★ 4.2
4.2/5 · from ~$178/mo · max 3 IUAs/year · no annual or lifetime cap on new needs · no faith requirement.
We have not verified an enrollment link for Knew Health. Compare available plans.
Compare available plans →Knew Health (4.2/5) is the wellness-focused secular option: founded 2017 in Darien, IL, 30,000+ members. Its pricing is calculator-based rather than a published rate card, so we cite verified min/max bands matching our Knew Health review.
Updated September 2026. Figures are from our Knew Health plan file (last verified 2026-09-28). We did not invent rate-card cells.
Key Facts: Knew Health Pricing
| Cost component | Published figure |
|---|---|
| Individual monthly share | $178–$379 |
| Couple monthly share | $280–$700 |
| Family monthly share | $400–$950 |
| IUA options | $1,000, $2,500, $5,000 (max 3/membership year) |
| Co-share | 0% |
| Sharing cap | Unlimited |
| Pre-existing wait | Not shared year 1; Year 2 up to $25,000; Year 3 up to $50,000; Year 4+ up to $125,000 per 12-month rolling period (permanent cap on pre-existing conditions). |
| Not available in | CA, IL, MD, NY, OR, PA, VT, WA |
| Editorial rating | 4.2/5 |
What Changes the Monthly Share?
Age band, household size, and IUA choice. A documented chronic-condition carve-out affects value too: controlled high blood pressure, high cholesterol, and diabetes don't count as pre-existing when hospitalization-free for 12 months — meaning those needs start sharing immediately instead of waiting out the phase-in.
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Find My Plan (2 min) →Costs the Monthly Share Does Not Include
Maintenance prescriptions beyond 12 months per Need, or above the $10,000 per-Need cap (Member Guidelines v25.1). Pre-existing conditions carry a permanent $125K/year ceiling from year four — it never lifts entirely. Maternity has timing gates plus its own $5,000 amount for pregnancies beginning Jan 1, 2026+. Knew is not HSA-compatible and is not insurance — no legal guarantee of payment.
The Bottom Line
Budget roughly $178–$379/month as an individual or $400–$950/month as a family, plus your IUA per need. Run their cost calculator for your exact cell — see our full Knew Health review first.
Frequently Asked Questions
How much does Knew Health cost per month?
Individual membership runs about $178–$379 per month (starting near $178), couples $280–$700, and families $400–$950 — quote-based by age, household size, and chosen IUA. Knew Health confirmed on September 28, 2026 that the individual starting contribution is $178.
What is Knew Health’s IUA?
Options are $1,000, $2,500, $5,000, and you're never responsible for more than three IUAs in a membership year — a protection most plans don't offer. There is no co-share after the IUA (0%).
Does Knew Health have a sharing cap?
Unlimited for new eligible needs. Pre-existing conditions are the exception: not shared year one, up to $25K year two, $50K year three, then a permanent $125,000 cap per rolling 12-month period from year four.
What does the monthly share include?
24/7 telehealth, mental health support, maternity, preventive/wellness care, emergency, and surgery. Official Member Guidelines v25.1: medication sharing is limited to 12 months per Need, not to exceed $10,000. Maintenance medications past that window — or above that dollar cap — come out of pocket.
Are there maternity-specific costs?
Yes — pregnancy must begin at least 90 days into membership with delivery after your first 12 months, and for pregnancies beginning on or after January 1, 2026, maternity uses its own $5,000 responsibility amount.
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